Are you currently drowning in debt? Are you struggling to make day-to-day payments? If you are fighting to make ends meet, bankruptcy may be the right option for you. At the Law Office of Michael Boyd, we build highly effective financial solutions geared toward meeting the unique goals of our clients. With over two decades of experience and an exceptional reputation for exceeding client expectations, you can be confident that our Englewood bankruptcy lawyer is the right choice.
We are passionate about helping clients obtain financial freedom. When you secure our representation, you will receive the individualized support you deserve and the effective financial solutions that you require in order to succeed. Allow us to help you begin the next, financially secure chapter of your life. Call (201) 383-6173 to schedule your free, in-office consultation.
An Automatic Stay Will Protect Your Bank Account
All Foreclosure Attempts Will Cease
Bankruptcy Can Save Your Property From Repossession
Any Bank Levies Against Your Accounts Will Be Lifted
Wage Garnishments Will Stop & You Will Retain Your Full Pay Again
When selecting an attorney to help you navigate the complexities of your bankruptcy proceedings, it is imperative you choose a highly skilled and extensively experienced legal professional. With over two decades of experience and an exceptional history of success, when you entrust your case to Attorney Michael Boyd you can have confidence knowing your case is in capable and competent hands.
Our law firm has the solutions and resources you've been looking for. You are not alone. We would be proud to help you achieve your goals in a timely and effective manner. A debt-free future is within reach.Attorney Profile
This will heavily depend upon the type of bankruptcy you file for. If you file for Chapter 7 bankruptcy, it will remain on your credit report for 10 years. If you file for Chapter 13 bankruptcy, it will stay on your credit report for 7 years.
The moment you file for bankruptcy, an automatic stay will go into effect. This automatic stay will stop creditors from contacting you. This means creditors cannot take action to collect money from you. In addition, an automatic stay will stop foreclosure, lawsuits and property repossessions.
This is dependent upon your unique situation. However, most individuals keep their major assets. If you choose to file for Chapter 7, most of your major assets and property will be exempt. Any losses will be outweighed by the benefits of bankruptcy discharge. If you file for Chapter 13, you will not lose any property or assets.